Unlock Your Path to Home ownership with the New Beginnings Credit Program

Choose the plan that works best for you and get started today.

No credit score required to qualify.

What’s Included in the New Beginnings Credit-

Home buyer Program

The New Beginnings Program is a step-by-step coaching and credit improvement system

designed to prepare you for successful home ownership—financially, mentally, and strategically.

Credit Assessment & Personalized Game Plan

  • Full credit report review and score analysis

  • Identification of credit barriers and dispute opportunities

  • Custom action plan tailored to your homebuying timeline and goals

Credit Repair & Rebuilding Support

  • Disputes of inaccurate or outdated items with all 3 bureaus

  • Goodwill letters, validation requests, and credit education

  • Credit-building strategies using secured cards, installment accounts, and more

Homebuyer Preparation & Guidance

  • Pre-approval preparation checklist

  • Education on mortgage options, closing costs, and timelines

  • Referrals to trusted real estate agents and lenders who understand your journey

Budgeting & Debt-to-Income (DTI) Coaching

  • Personalized budget planning to increase savings

  • Guidance on lowering DTI for mortgage readiness

  • Savings tracker and financial goal setting tools

Automation & Progress Tracking

  • Client portal access with regular progress updates

  • Milestone tracking toward mortgage approval

  • Automated reminders and check-ins to keep you on track

Education & Coaching

  • Monthly group coaching calls or check-ins

  • On-demand lessons covering credit, homebuying, and financial habits

  • Worksheets, templates, and planning tools to stay organized

Ongoing Support & Accountability

  • 1-on-1 strategy sessions as needed

  • Access to our private support community or group chat (if applicable)

  • Encouragement and accountability to keep your momentum going

Investment Options:

6-Month Prepaid Plan

Price : $800

save $154

  • All program benefits

  • One-time payment – no recurring fees

  • Priority support & onboarding

Monthly Plan

Price : $159/month

cancel anytime after 3 months

  • All program benefits

  • Flexible monthly payment

  • Auto-billing setup